How to Get a Lottery Retailer License in Missouri

At Surety Bonds Agent, we offer a full range of surety bonds nationwide through an extended carrier network. Continue below to learn more about lottery retailer licensing in Missouri. If you have additional questions or want to explore bonding solutions for your business, speak with one of our knowledgeable surety bond experts.

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Who Licenses Lottery Retailers?

To operate as a lottery retailer in the state of Missouri, you must be licensed by the Missouri Lottery, known as MOLottery.

Why Is a Surety Bond Required?

The purpose for requiring a lottery bond is to protect MOLottery (the “obligee” requiring the bond) and the public against financial harm caused by the unlawful or unethical actions of a licensed lottery retailer (the bond’s “principal”).

A Missouri lottery bond requires the principal to abide by all laws and regulations governing the sale of lottery tickets. Infractions that cause a monetary loss give the injured party the right to seek compensation for the loss by filing a claim against the bond.

How Do They Work?

There is a third party to the surety bond agreement—the “surety” guaranteeing the bond. While the principal is legally obligated to pay all valid claims, the surety has guaranteed that they will be paid. Once the surety determines that a claim is valid, the surety will go ahead and pay it to honor that guarantee. However, that payment is an extension of credit to the principal and must be repaid or the surety can take legal action against the principal to recover the amount of that loan.

What Are the Steps in the Licensing Process?

Applications for a Missouri lottery retailer license and the corresponding instructions can be downloaded, printed, and filled out by hand. Be aware that by signing the application, you are authorizing certain background checks that will help determine whether you meet all the criteria for licensing as a lottery retailer. MoLottery will pull your credit history and do a criminal records check.

Every applicant for a lottery retailer license must also purchase a $30,000 Missouri lottery bond and submit it along with the completed application packet.

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What Do They Cost?

The premium rate for a Missouri lottery bond is established through underwriting. The underwriters’ primary concern is the risk of the surety not being repaid for claims paid on the principal’s behalf. That risk is measured largely on the basis of the principal’s personal credit score.

An applicant with a high credit score is assumed to present little risk to the surety and is assigned a low premium rate, typically in the range of one to two percent, which would make the annual premium or the $30,000 bond somewhere between $300 and $600. For an applicant with lesser credit, the risk is assumed to be higher, which means the premium rate also will be higher.

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How Do Missouri Lottery Bonds Work?

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Select the bond you need — commercial, contract, or any specialized bond. We help you find exactly what is required in your state.
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Complete a short online form. It only takes a few minutes, with no extra paperwork or long verification steps.
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Get fast approval and receive your bond instantly by email. Your document is ready to use right away.

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Simply fill out our convenient online application form to get started.

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As an independent agency, we can leverage our carrier network to find the most competitive rates for the bonds you need.

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We work to get you bonded as quickly as possible, often in 24 hours or less.

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Testimonials

What our customers say about us

04/02/2026 30 Dec, 2025

Super easy process. I found the bond I needed in minutes and received the approved document the same day. Great experience overall.

Emily R., Business Owner

Contractor

02/02/2026 30 Dec, 2025

The application was fast, the support team was responsive, and the pricing was clear. Very smooth and professional. Everything was explained clearly, and I appreciated how quickly I received my bond.

Jason M., Contractor

Small Business Owner

14/02/2024 30 Dec, 2025

Super easy process. I found the bond I needed in minutes and received the approved document the same day. Great experience overall.

Emily R., Business Owner

Oberman & Oberman

03/01/2024 30 Dec, 2025

The application was fast, the support team was responsive, and the pricing was clear. Very smooth and professional. Everything was explained clearly, and I appreciated how quickly I received my bond.

Jason M., Contractor

Oberman & Oberman

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