Construction surety bonds apply to anyone bidding, building, or subcontracting on a bonded project—not just general contractors holding prime contracts.
- General Contractors: Required on public contracts meeting federal or state statutory thresholds (such as the Miller Act’s $150,000 baseline) and on private contracts where the owner requires risk protection. See our construction bid bonds page for the bond you’ll need before a contract is even awarded.
- Subcontractors — bonded when the general contractor’s own contract passes the bonding requirement down the chain.
- Specialty trades — roofing, paving, utility, and highway contractors, bonded for the scope and value of the work they perform. Many of these trades also carry a contractor license bond tied to their state license.
- Developers & Land Owners: Required to purchase subdivision or site-improvement bonds by local municipalities to guarantee that public infrastructure (roads, sewers, sidewalks) in a new development is built to code.
Public contracts trigger bonding requirements by law, while private owners and lenders enforce them by contract regardless of project size. As a nationwide agency, we issue construction surety bonds for contractors across all 50 states.
