Arizona Contractor License Bond

Arizona Contractor License Bond Overview: $2,500 to $100,000 by Class

Bond amounts range from $2,500 to $100,000 based on license class and annual Arizona volume.

• Purpose: Covers payment of sums owed to the ROC and valid claims by property owners, suppliers and residential claimants under A.R.S. 32-1152.
• Who Needs It: Every commercial, residential and dual licensee, before the original license issues and at every renewal.
• Regulating Body: Arizona Registrar of Contractors (ROC).
• Required Amount: $2,500 to $100,000 for commercial licenses and $4,250 to $15,000 for residential licenses, set by A.A.C. R4-9-112 by class and estimated annual gross volume in Arizona.
• Premium Rates: Start at $100 per year — typically 1%–3% of the bond amount with strong credit.
• Disclaimer: Requirements, timelines, and bond costs listed on this page are accurate as of October 14, 2026, but are subject to change by the Arizona licensing authority or surety underwriters — for current rates and requirements, call 844-806-2663.

Arizona Contractor License Bond Requirements Set by the ROC Under A.R.S. 32-1152

The ROC won’t issue or renew a license unless the bond is in full force. Amounts follow your classification and estimated annual gross volume in Arizona. You can raise the bond by rider anytime. Decreases happen only at renewal. The bond takes effect only when it’s actually filed with the Registrar. A later effective date on its face controls.

• Regulator — The Arizona Registrar of Contractors (ROC) licenses commercial, residential and dual contractors statewide; bond rules are on the ROC Bond Information page.
• Bond amount — Set by A.A.C. R4-9-112 within the ranges in A.R.S. 32-1152 by class and volume: commercial general $5,000–$100,000, commercial specialty $2,500–$50,000, residential general $9,000 or $15,000, residential specialty $4,250 or $7,500.
• Renewal — The bond is continuous with no end date, while the license renews biennially; if the bond is cancelled, the license is suspended by operation of law on the cancellation date unless a replacement is on file, and a license not renewed can be reactivated within 1 year with the renewal fee plus $50.
• Filing — Filed with the Arizona Registrar of Contractors, 1700 W. Washington St., Ste. 105, Phoenix, through the ROC Online Customer Service Portal; a portal-linked surety uploads it directly or it’s uploaded manually, and the original is signed by the principal, the attorney-in-fact and a notary.
• Unique rule — Dual licensees file one bond stating the commercial and residential amounts separately, with surety liability capped per license; residential and dual swimming pool general contractors use the commercial general schedule.

Commercial, Residential and Dual Licensees Need an Arizona Contractor License Bond

Every ROC license class needs the bond before the original license issues and at each renewal.

• Commercial general and general engineering contractors
• Commercial specialty (trade) contractors
• Residential general contractors
• Residential specialty (trade) contractors
• Dual licensees holding both residential and commercial licenses
• Residential and dual swimming pool general contractors, bonded on the commercial general schedule
• Residential and dual licensees who choose the $200,000 bond instead of the Recovery Fund assessment
• Licensees or qualifying parties with a prior suspension or revocation, who may face up to 10 times the normal amount after a hearing

Owner-builders, government bodies and permit-free handyman jobs under $1,000 are exempt, though the handyman exemption never covers gas or fire safety work.