With strong credit, the $25,000 RGC bond typically costs $250–$750 per year. Your final rate depends mainly on personal credit. Apply online and we file the original for you.
Oregon Contractor License Bond ($15,000–$80,000)
The Oregon Construction Contractors Board (CCB) requires an Oregon contractor license bond from every business licensed under ORS chapter 701. The bond runs to the State of Oregon and pays CCB complaints backed by a court judgment or arbitration award.
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It’s easy with our simple 3-step process:
- Apply Online
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Oregon Contractor License Bond Overview for CCB Licenses
- Purpose: Pays owners, subcontractors, suppliers and employees on CCB complaints backed by a judgment or arbitration award.
- Who Needs It: Every residential, commercial, developer, single-service and flagging endorsement holder with an active CCB license.
- Regulating Body: Oregon Construction Contractors Board (CCB), State of Oregon.
- Required Amount: $15,000 to $80,000, set by endorsement under ORS 701.081 and 701.084.
- Premium Rates: Start at $100 per year, typically 1%–3% of the bond amount with strong credit.
- Disclaimer: Requirements, timelines, and bond costs listed on this page are accurate as of October 23, 2026, but are subject to change by the Oregon licensing authority or surety underwriters — for current rates and requirements, call 844-806-2663.
Every CCB Endorsement Needs an Oregon Contractor License Bond
Any contractor working in Oregon needs a current CCB license with a bonded endorsement.
- Residential General (RGC), Residential Specialty (RSC) and Residential Limited (RLC) contractors
- Commercial General and Commercial Specialty contractors, Level 1 and Level 2
- Residential and commercial developers arranging construction on their own property to sell it
- Locksmith, home inspector, home services, home energy score and restoration businesses
- Construction flagging contractors without an RGC, CGC or CSC endorsement
- Electrical, plumbing and manufactured dwelling installation businesses licensed by the Building Codes Division, which rely on the CCB bond
- Landscape businesses, which post a $20,000 bond or letter of credit with the State Landscape Contractors Board instead
Inactive licensees and casual jobs under $1,000 need no bond, unless you advertise as a contractor.
CCB Rules for the Oregon Contractor License Bond: Riders, Forms and Lapse
The CCB controls the bond from amount to cancellation. Its forms are the only ones accepted. Each rule below comes from ORS chapter 701 or OAR chapter 812.
- Regulator — The Oregon Construction Contractors Board (CCB) licenses and bonds contractors statewide: Construction Contractors Board.
- Bond amount — Set by endorsement; HB 2922 added $5,000 to every CCB bond on January 1, 2024, and the CCB can demand up to 5 times the bond for unpaid board debts.
- Renewal — The license runs 2 years with a $400 fee; the bond is continuous until cancelled, and the license lapses 30 days after the CCB receives a cancellation notice.
- Filing — Only the CCB Residential Surety Bond form or Commercial Surety Bond form (Rev 08/2023) is accepted, filed within 60 days of execution; a fax or emailed PDF counts as the original.
- Unique rule — Residential bonds pay owners first, and non-owners share at most $5,000 per bond; residential bonds cover only residential and small commercial work.
costs
Oregon Contractor License Bond Costs Start at $150 a Year
Oregon contractor license bonds start at $150 per year. Your premium is a percentage of the bond amount set by your endorsement. Strong credit usually pays 1%–3% a year. Weaker credit usually pays 3%–10% of the bond. Commercial Level 1 bonds cost the most because their amounts reach $55,000 and $80,000. Bond type matters too, since flagging and developer bonds carry their own amounts.
| Bond Type | Bond Amount | Typical Annual Cost |
|---|---|---|
| Residential General (RGC) | $25,000 | $250–$750 |
| Residential Specialty (RSC) | $20,000 | $200–$600 |
| Residential Limited / Single-Service | $15,000 | $150–$450 |
| Commercial Specialty Level 1 (CSC1) | $55,000 | $550–$1,650 |
| Commercial General Level 1 (CGC1) | $80,000 | $800–$2,400 |
A residential specialty contractor with strong credit pays about $200–$600 a year for the $20,000 bond.
Oregon Contractor License Bond Filing on the CCB Form in 4 Steps
-
Tell us your CCB endorsement
Tell us your CCB endorsement, or call 844-806-2663 and we’ll confirm the bond amount for you.
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Apply online or by phone
Apply online or by phone with your business name, endorsement and owner details.
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Sign the indemnity agreement and pay the premium
Sign the indemnity agreement and pay the premium, and we issue the bond on the CCB form under the agent’s power of attorney.
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We file the original
We file the original with the Construction Contractors Board in Salem with your new-license application or renewal.
With clean credit and complete paperwork, many CCB bonds are issued the same or next day. Missing documents or weaker credit add a few days.
Public projects may also need performance and payment bonds in Oregon, and other state bonds are listed on our Oregon surety bonds page. Compare states on our contractor license bonds page or start at Surety Bonds Agent.
faq
Oregon Contractor License Bond FAQ
How much does a $25,000 Oregon residential general contractor bond cost?
Can I get an Oregon contractor license bond with bad credit?
Yes, weaker credit usually pays 3%–10%, or $750–$2,500 a year on a $25,000 bond. Weaker credit can add a few days to underwriting. Call us — we place weaker-credit files with national surety carriers.
What happens if my Oregon CCB bond is cancelled?
Your license lapses 30 days after the CCB receives the surety’s cancellation notice. The CCB can suspend it without a prior hearing, and a lapse of 24 months or more needs a new license number. Call us before that date and we’ll replace the bond.
Does an Oregon contractor with residential and commercial endorsements need two bonds?
Yes, each endorsement needs its own bond, such as $25,000 residential plus $80,000 for CGC1. A license can carry at most one residential and one commercial endorsement. Apply online and we file both originals for you.
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Get Your Oregon Contractor License Bond
Get your Oregon CCB bond through our network of national surety carriers, and many bonds are issued within 24 hours. Apply online or call 844-806-2663.