A $10,000 limited roofing bond starts at $100 per year with strong credit. The $25,000 unlimited bond typically runs $250–$750 a year. Apply online and we file the original for you.
Illinois Contractor License Bond
Roofing contractors licensed by the Illinois Department of Financial and Professional Regulation (IDFPR) must file an Illinois contractor license bond of $10,000 or $25,000. It protects the public against unfinished work, negligence and building code violations.
Contact Us for a Free Construction Bond Quote
It’s easy with our simple 3-step process:
- Apply Online
- Get Quote
- Receive Bond
Illinois Contractor License Bond Overview: $10,000 to $25,000 State Trade Bonds
Illinois does not impose a single statewide contractor license bond requirement for all contractors. Bonding requirements are often established by the city or local jurisdiction and vary by license and work type.
- Purpose — Covers performance of all roofing work undertaken and pays damages caused by negligence, misconduct or violation of any law, ordinance or building code.
- Who Needs It — Roofing contractors licensed by IDFPR, plumbing contractors registered with the Illinois Department of Public Health (IDPH), and contractors doing right-of-way or public-property work in some cities.
- Regulating Body — Illinois Department of Financial and Professional Regulation, Division of Professional Regulation (IDFPR) for roofing; IDPH for plumbing; city or county offices for local bonds.
- Required Amount — $10,000 (limited roofing), $25,000 (unlimited roofing), $20,000 (plumbing); local amounts vary by city.
- Premium Rates — Start at $100 per year, typically 1%–3% of the bond amount with strong credit.
- Disclaimer — Requirements, timelines, and bond costs listed on this page are accurate as of October 19, 2026, but are subject to change by the Illinois licensing authority or surety underwriters — for current rates and requirements, call 844-806-2663.
Illinois Contractor License Bond Requirements Cover Roofers, Plumbers and Right-of-Way Work
An Illinois contractor license bond applies statewide only to roofers and plumbers, plus local public-property work.
- Roofing contractors, statewide — limited license ($10,000) for residential properties of 8 units or less; unlimited license ($25,000) for residential, commercial and industrial work.
- Plumbing contractors, statewide — IDPH registration with a $20,000 bond or a $20,000 letter of credit.
- Des Plaines — any contractor working on city property or in the right-of-way posts a $20,000 bond; State of Illinois licensees are exempt in the right-of-way.
- Peoria — $10,000 for sidewalk/driveway, dumpster/portable storage and sewer connection contractors; $5,000 for parking lot paving.
- Unincorporated Cook County — a bond for demolition work, plus a $1,000,000 general liability certificate for every trade.
Chicago general contractors post no bond and carry liability insurance instead.
IDFPR Sets the Illinois Contractor License Bond at a Continuous $10,000 or $25,000
IDFPR requires a continuous roofing bond of $10,000 for limited licenses or $25,000 for unlimited licenses. Insurance is required on top of it. The tier turns on building type and unit count, not contract value. The plumbing bond works the opposite way. The IDPH bond must expire September 30 each year and cannot be continuous. You replace it with a new bond yearly.
- Regulator — The Illinois Department of Financial and Professional Regulation, Division of Professional Regulation (IDFPR), licenses roofing contractors under 225 ILCS 335; see the IDFPR regulated professions list.
- Bond amount — Set by license tier under 225 ILCS 335/3 and 68 Ill. Adm. Code 1460.30: $10,000 limited, $25,000 unlimited.
- Renewal — The bond stays continuous for the life of the license, and licenses expire December 31 of odd-numbered years; under 68 Ill. Adm. Code 1460.60 the Division cancels your license without a hearing if the bond lapses.
- Filing — Mail the original bond on form BD-LRF or BD-URF with the IDFPR Roofing Contractor application packet and the $125.00 fee.
- Unique rule — The bond can’t be cancelled without written notice to the Division at least 60 days before cancellation.
costs
Illinois Contractor License Bond Cost Starts at $100 per Year
Illinois contractor license bonds start at $100 per year. Your premium is a percentage of the bond amount, not the full amount. Strong credit typically earns 1%–3% a year; weaker credit pays 3%–10%. Bond type matters too, since local bonds and state trade bonds carry different amounts.
| Bond Type | Bond Amount | Typical Annual Cost |
|---|---|---|
| Limited Roofing Contractor (IDFPR) | $10,000 | $100–$300 |
| Unlimited Roofing Contractor (IDFPR) | $25,000 | $250–$750 |
| Plumbing Contractor Registration (IDPH) | $20,000 | $200–$600 |
| Des Plaines Right-of-Way / City Property | $20,000 | $200–$600 |
| Peoria Sidewalk/Driveway | $10,000 | $100–$300 |
For example, an unlimited roofer with strong credit typically pays $250–$750 a year for the $25,000 bond. The $10,000 limited bond can cost just $100. Peoria’s $5,000 paving bond also starts at $100.
Get an Illinois Contractor License Bond Filed With IDFPR in 4 Steps
-
Confirm the type of bond
Confirm whether you need the limited ($10,000) or unlimited ($25,000) roofing bond, or a local bond in Des Plaines or Peoria.
-
Apply online or call
Apply online or call 844-806-2663, and we quote you through our network of national surety carriers.
-
Sign and pay for the bond
Sign and pay for the bond, which we issue on IDFPR form BD-LRF or BD-URF.
-
File the original bond
File the original bond with your application and $125.00 fee at IDFPR, P.O. Box 7007, Springfield, Illinois 62791.
Clean credit and complete paperwork usually get you bonded same-day to next-day. Missing documents or weaker credit add a few days.
Need the IDPH plumbing bond instead? We’ll prepare it on the Department’s form. Public work over $150,000 also needs performance and payment bonds under 30 ILCS 550/1. Compare other states on our contractor license bonds page, or start at Surety Bonds Agent.
faq
Illinois Contractor License Bond FAQ: Roofing, Plumbing and Lapse Rules
How much does a $10,000 Illinois roofing bond cost?
Can I get an Illinois roofing bond with bad credit?
Yes, weaker credit typically pays 3%–10% of the bond amount per year. On a $25,000 unlimited roofing bond, that’s $750 to $2,500 a year. Call us, and we’ll match you with a carrier from our national surety network.
What happens if my Illinois roofing bond lapses?
Once the 60-day cancellation notice runs out, IDFPR cancels your roofing license without a hearing. A new bond and insurance let you apply for reissue. Call us and we’ll replace the bond before the 60 days run out.
Does the $20,000 Illinois plumbing bond renew like the roofing bond?
No, the $20,000 IDPH plumbing bond must expire September 30 each year and cannot be continuous. A $20,000 letter of credit naming the Department as beneficiary also works. Apply online and we’ll issue it on the IDPH form.
location search
Choose Bond by States
We proudly serve all 50 states, offering a full range of surety bonds. To buy surety bonds online:
- Choose your state
- Choose the bond type you need
- Apply online to request a free quote
There’s no obligation, and we can often help you get bonded in 24 hours or less.
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
District Of Columbia
West Virginia
Wisconsin
Wyoming
Ohio
main reasons
Why Work With Us
No Long Forms
The application covers your business, the bond you need and who it’s for, so it takes little time to finish.
More Than One Surety Option
Working with several national carriers lets us match your file with a surety that fits it.
Prices Based on Your Credit
Strong credit usually brings lower premiums, and we look for workable terms when credit is weaker.
Speed That Keeps Projects Moving
Many applications become issued bonds within 24 hours, which helps when a start date is close.
Experience on Your Side
Thirty years of combined experience helps us answer obligee and filing questions quickly.
Let's Discuss Your Bond
Tell us about your license or project, and we’ll recommend the bond and amount it needs.
844-806-2663who we work with
Our Surety Bond Partners Nationwide
Testimonials
What our customers say about us
Get Your Illinois Contractor License Bond
Apply online or by phone for your Illinois roofing, plumbing or local contractor bond. Many bonds are issued within 24 hours.